Earning Pension Service Credit
		Vesting Your Pension
		Retirement Ages and Types
		Determining Your Pension Amount
		Different Ways to Receive Your Pension
		Applying for Your Pension
		Appeal of Denial of Benefits
		Pension Plan Application Procedures
		Forms and Publications

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The Pension Fund provides retirement, disability and death benefits to employee-members and beneficiaries.

We are located in Illinois and our coverage area is, generally, Illinois and the surrounding states.

This website provides information for persons covered under the Pension Plan. This generally means:

• you are covered under this Pension Plan if you are a "retail clerk" who works under a contract negotiated between the stores and the local unions.
• you are not covered under this Pension Plan if you work in the meat department. You should contact Zenith Administrators at 800-531-2385 or zenithadm.com.

If you are not sure whether you are covered under the Plan, contact us.

Prior Service

Loss of Service Credit (Break-in-Service)

Reciprocity (Service Under Other UFCW Plans)

Maternity/Paternity Leave

Military Service Leave

Transfer from Union to Management/Non-Union

Age 70½ Benefit

Survivor Benefits Before You Retire

Lump Sum Death Benefit

Divorce and Qualified Domestic Relations Orders (QDRO’s)

Pension Status Report

Electronic Transfer (Direct Deposit) of Pension Benefit

Retiree Health Coverage

Reemployment After Retirement

Pension Benefit Guaranty Corporation (PBGC)