There are two types of reemployment that can affect your eligibility for a pension and cause suspension of your pension:

• Covered Employment is the type of employment you worked in as an active employee-member—your employer pays contributions into the Pension Fund for your hours worked.
• Industry Employment is employment in any capacity involving industry or related operations that is located within this area of the country or work while participating in any pension plan with which we have a Reciprocity Agreement. For example:
1. working as a cashier in a non-union store.
2. working as a manager in a union store.
3. working in a store that participates in the Kansas City Area Retail Food Store Employees Pension Plan.

If you are retired under a Disability Pension, special provisions apply to your reemployment—contact the Pension Department at the Benefits Fund Office.

Your pension will be permanently withheld for each month that you work more than the allowable hours in Covered or Industry Employment. The allowable hours you may work each month depends on your age:

• Prior to Age 60—you can work up to 39 hours per month.
• On and After Age 60—you can work up to 100 hours per month

If your pension is suspended, you must notify the Pension Department at the Benefits Fund Office that you are working within the allowable hours (described immediately above) and want your monthly pension to begin again.

When you have stopped working in Covered Employment, your pension will be recalculated to include any additional Credited Service you may have earned.

If you received pension payments for months when you were not eligible prior to the actual suspension of your pension, you will have to reimburse the Pension Fund for these erroneous payments. This is done by withholding a percentage (maximum is 25%) of each monthly payment until the total amount has been repaid.

To comply with Plan requirements and with Federal tax laws, you must terminate your employment and apply for your retirement benefit in order to receive a pension benefit (unless you are at least age 70½). Any later return to work is then considered reemployment and is subject to all provisions of the union's collective bargaining agreement, including seniority, waiting periods, and any health or pension contributions.