ufcw apple
ufcw
ufcw
ufcw
ufcw ufcw
 
ufcw
ufcw ufcw  Summary of Benefits ufcw
ufcw ufcw  Election of Coverage and Eligibility Provisions ufcw
ufcw ufcw  Comprehensive Medical Benefits ufcw
ufcw ufcw  Income Protection Benefit ufcw
ufcw ufcw  Dental Benefit ufcw
ufcw ufcw  Dental Schedule of Benefits ufcw
ufcw ufcw  Prescription Drug Benefit ufcw
ufcw ufcw  Vision Benefit ufcw
ufcw ufcw  Life Insurance Benefit ufcw
ufcw ufcw  General Exclusions and Limitations
ufcw
ufcw
ufcw
ufcw
ufcw ufcw  Summary of Benefits ufcw
ufcw ufcw  Election of Coverage and Eligibility Provisions ufcw
ufcw ufcw  Comprehensive Medical Benefits ufcw
ufcw ufcw  Prescription Drug Benefit ufcw
ufcw ufcw  General Exclusions and Limitations ufcw
ufcw
ufcw
ufcw
ufcw ufcw  How to File a Claim ufcw
ufcw ufcw  When to Call Us ufcw
ufcw ufcw  Request an ID Card ufcw
ufcw ufcw  Continuation of Coverage (COBRA) ufcw
ufcw ufcw  Claim Appeal Procedure ufcw
ufcw ufcw  Coordination of Benefits ufcw
ufcw ufcw  Privacy Practices ufcw
ufcw ufcw  Health Benefits Plan Claim Procedures ufcw
ufcw ufcw  Summary of the Cafeteria Plan ufcw
ufcw ufcw  Forms & Publications ufcw
ufcw
ufcw

Search this site

 

  Home > Health Plan

ufcw

This website provides benefits information for persons enrolled in Plan D5 and Plan B5 and whose employer contributes to this Health Fund based on contracts negotiated between the stores and the UFCW local unions.

The Benefits Fund Office is located in Illinois and our coverage area is, generally, Illinois and the surrounding states.

Benefit information on other plans offered by the Fund—Plan 7, Plan 8, and Plan M—is not included in this website presentation. For information on these plans, refer to your Summary Plan Description (plan booklet) or contact the Benefits Fund Office.

people often ask
Maternity Benefits
ufcw
Disability Income Protection
ufcw
Work-Related and On-the-Job Injuries
ufcw
Surgical Benefits and Information
ufcw
Stop Smoking Benefits
ufcw
Coverage for Retirees
ufcw
Traveling Outside of the United States or Canada


Top of Page



Grandfathered Plan

The UFCW Unions and Employers Midwest Health Benefits Plan is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the “Affordable Care Act”). As permitted by the Affordable Care Act, a grandfathered health plan can preserve certain basic health coverage that was already in effect when the law was enacted. Being a grandfathered health plan means that your plan may not include certain consumer protections of the Affordable Care Act that apply to other plans; for example, the requirement for the provision of preventive health services without any cost sharing. However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act; for example, the elimination of lifetime limits on benefits.

Questions regarding which protections apply and which protections do not apply to a grandfathered health plan and what might cause a plan to change from grandfathered health plan status can be directed to the plan administrator at UFCW Midwest Benefits Fund, 9801 West Higgins Road, Suite 500, Rosemont, IL 60018, 847-384-7000. You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at 866-444-3272 or www.dol.gov/ebsa/healthreform. This website has a table summarizing which protections do and do not apply to grandfathered health plans.


Top of Page


(Updated 09/26/13)



 
     
[Home Page] [Health Plan] [Pension Plan] [Forms] [Links] [Newsletters] [About Us] [Who's Who] [Contact Us] [ERISA Rights]