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Home > Health Plan > Coverage for College Students
COVERAGE FOR COLLEGE STUDENTS Some plans do not include every benefit mentioned. Refer to your plan booklet to verify which benefits are included in your plan.
For employee-members with dependent coverage, the Plan pays benefits for
eligible children who are under 19 years of age. If the child is a
full-time student attending an accredited school and is financially dependent on you for more than half of their support, he or
she will be eligible for benefits until their 23rd birthday.
Keeping Your Student Covered
A student is considered full-time if he or she is attending a trade school or an accredited college with a course load equivalent
to 12 credit hours per semester. Unless a student continues to be enrolled, coverage ends January 31st for the
fall semester and September 30th for the spring semester.
To ensure ongoing coverage, send or fax a copy of your student’s registration or a letter from the college each time he or
she registers. Send the documentation to:
Att: Prescription Drug Services
Send your documents to the Prescription Drug Services. We have found that this is the area where quick verification of
eligibility is most often needed, especially for out-of-town students.
College registrar offices are well-experienced in keeping health plans advised of student enrollment and most have form
letters that they can send to the Benefits Fund Office for you.
When Coverage Terminates
Your student’s coverage will terminate when he or she is no longer a full-time student (for any reason, including illness) or
attains age 23. If health coverage is still needed after coverage terminates, be sure to have the student exercise his or her
right to continuation coverage by making self-payments under COBRA.
Special Concerns for Out-of-State Students
If your student goes away to school, be sure to consider the following special concerns:
You can plan in advance regarding the nearest BlueCross BlueShield hospitals and doctors for your out-of-state student.
Call 800-810-BLUE (2583) or visit their website at bcbs.com and click on "Find a
Doctor or Hospital."
Special Concerns for Out-of-the-Country Students
The Health Plan does not cover treatment that is received outside the United States or Canada, except for emergency care.
If your student is traveling outside the country and needs emergency care, BlueCross BlueShield maintains a network of
providers in many countries that will bill directly for the services in U.S. dollar denominated charges. You can plan in advance
by locating network providers in the country where your student will be traveling. Call 800-810-BLUE (2583) or visit their
website at bcbs.com, click "Find a Doctor or Hospital" and then click on "Click Here"
for providers outside the United States.
See the section of this website Traveling Outside of the United States or Canada for more
information.
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