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Home > Health Plan > D5 - Income Protection
INCOME PROTECTION BENEFIT
This benefit provides you with a basic level of income if you become disabled and cannot work at any occupation because of
a non-occupational injury or illness. Income Protection Benefits (often called "Disability Benefits") are payable only to active,
eligible employees.
Disability Benefits
The Plan pays 55% of your weekly earnings, up to $250 per week for up to a maximum period of 26 weeks for each period
of non-occupational illness or injury. Benefits start on the:
When your coverage otherwise ends, you may elect to continue coverage by making self-payments under
COBRA.
Successive Periods of Disability
Successive periods of disability due to the same or related causes are considered one period of disability, unless separated
by a return to active, full-time work for four consecutive weeks.
Successive periods of disability due to entirely different and unrelated causes are considered one period of disability, unless
separated by at least one day of active, full-time work.
What's Not Covered
Benefits are limited to one 26-week period for disability due to any one injury and two 26-week periods for disability due to a
single or related illness/injury.
Benefits are not payable for:
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